Federation Member YCUP's Have:
3,000+ Members
$1.5+ Million in Assets
Selected Youth Program Profiles
First Delta YCUP
Located in the heart of the Mississippi Delta this program serves youth through four area
counties including Quitman, Panola, Tallahatchie and Coahoma. The YCUP offers weekly “Savings Days” at each
of their local schools, and several churches. They also offer Teller Training, Financial Workshops, photo
ID’s and quarterly newsletters for the youth, and in addition serve as candy stripes, or volunteers, for the
local nursing home. As an incentive on savings day the YCUP names a depositor of the week and month. The
First Delta program/ QC DO also offer an After School Program that serve 125 students.
In 2000, the YCUP youth started the “Smart Talk / Sweet Shop.” The sweet shop has two
youth on stipends and several volunteers that allow it to operate daily. They make special baskets for all
occasions and decorate for community functions, private parties, weddings and others events.
• $100,000 in Assets
• 1,300 youth members
• 125 youth in after-school program
• 2 grant-funded staff members
• Youth Board Volunteers
Alternatives YCUP
Founded in 1990, in Ithaca, NY the Alternatives YCUP program serves 7 area schools with
savings days. The program is run by one Alternatives FCU employee and teacher, parent, and student
volunteers. They offer, in the schools, the basic services of a branch including check cashing, savings
deposits, and the ability to make loan payments. The program offers a class about credit unions and
financial literacy, and also offers summer jobs at Alternatives to student tellers. In the program students
learn about saving and learn to save for long and short term savings goals.
• 1 Full Time staff person
• $800,000+ in Assets
• Volunteers
• Minimal Equipment: Laptop, telephone line, folding table
Mission Area YCUP
The Mission Area YCUP was designed by youth in 1996 and is led by youth. The program is
funded by public and private grants, youth organized fundraisers, and in-kind support from Mission Area FCU.
There are 2 paid adult program staff, a Director and Coordinator who run the youth program and youth staff
volunteers who manage the program as a management team and board of directors. The program offers IDAs and
short and long term savings accounts to youth. The YCUP also helps youth to move on to employment in other
credit unions after they learn the necessary skills. This summer, the YCUP is starting a new program called
Youth Trainers for Economic Power, a youth-to-youth training and advocacy program. We will train a team of
10 youth to deliver trainings to other youth in the community on basic money management, college
preparation, and financial services and institutions, and will give them a chance to participate in
campaigns to improve the financial services in their neighborhoods.
• 2 Adult Staff, Paid and Volunteer Youth Staff
• Grant Funded
• Youth Run
• 500 members, 25 youth staff and $75,000 in assets
Northwest Baptist Federal Credit Union YCUP
The Northwest Baptist Federal Credit Union YCUP program was formed in 1993 in Seattle, WA.
The program is designed for junior high and high school students and is funded by private and public grants,
organized fundraisers and in-kind support from the adult credit union. The program is run by one NW Baptist
FCU staff employee and a volunteer adult youth coordinator.
Financial literacy and training on the basic operation of a credit union are the main
focus of our program. The youth elect their own officers every year and determine themselves most of the
activities that they will participate in. The CEO and Youth Coordinator determine the training curriculum
and arrange their participation in the financial workshops, conferences and summits that it is decided on
that they will participate in during the year. Several of the youth are given the opportunity during the
summer months to work in the credit union as youth interns and are paid a stipend. Youth from the
geographical community that covers our charter are encouraged and invited to join the program and learn how
to become more financially knowledgeable and to start the process of preparing them to be the financial
leaders of the future.
• Grant funded
• Volunteer and paid staff
• 15 Members
• $24,000
T.H.E. Club
Shreveport Federal Credit Union developed T.H.E. Club, Teens Headed for Excellency in
2003. This club serves the Caddo and Bossier Parish area to educate the youth on financial literacy and
community service. We have a total of 456 members, $47,000 in assets, and 1 coordinator. T.H.E. has summer
internship programs, Financial Literacy Workshops, and a variety of community service projects. We are
currently working on individual business plans where the top 3 will be financed by Shreveport Federal Credit
Union.
• $47,000 in Assets
• 456 members
• One Coordinator
For more information about our youth programs please contact Dan Apfel, Youth Program
Coordinator, at dapfel@cdcu.coop or (212) 809-1850, ext. 220.
